I would not call it a gambling script, its not a place a bet and hope, its pay entrace fee and show your skills. This is why i am asking, now i can look into encryption certification, seeing how you say it costs probably means i wont get this working and back to the drawing board.
edit:
just found out i can generate on on my host for each dedicated ip i get (have 8 ip's avaliable)
Another edit:
cost for 2 years for one server in the US/Canada = US $2,695 (excluding taxes)

my plan is down the drain for that lol, though i am sure you do not need one for users to make transactions.